Contact Us: (772) 463-7622
Butcher Insurance Group
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Flood Insurance

What is Flood Insurance?

Flood insurance is the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.

More About Flood Insurance

Nationwide, only 20% of American homes at risk for floods are actually covered by flood insurance. Most private insurers do not insure against the peril of flood due to the prevalence of adverse selection, which is the purchase of insurance by persons most affected by the specific peril of flood. 

Flooding is defined by the National Flood Insurance Program as a general and temporary condition of partial or complete inundation of two or more acres of normally dry land area or two or more properties (at least one of which is your property) from: Overflow of inland waters, unusual and rapid accumulation or runoff of surface waters from any source, and mudflows

This can be brought on by landslides, a hurricane, earthquakes, or other natural disasters that influence flooding, but while a homeowner may, for example, have earthquake coverage, that coverage may not cover floods as a result of earthquakes.

Contact us to learn more about the right insurance for you or get a quote now.
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We're proud to serve Treasure Coast of Florida and the surrounding community by protecting the families and businesses we work with as we would protect our own.
We are committed to excellent service. Click Here to Learn More About Us

Areas Served:
Stuart, Port St Lucie, Tradition, St. Lucie West, Jensen Beach, Palm City, Martin County, Hobe Sound, Jupiter, and Palm Beach Gardens

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Butcher Insurance Group, Inc.
205 Winnachee Dr.
Stuart, FL 34994
(772) 463-7622
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